Access Rules and Local Law
Our legal posture is simple: we provide account access where local law permits, and we keep the terms visible before you submit the join form. You are asked to confirm your mobile number, username, and chosen payment rail, then the wallet record is tied to the
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same account identity. For DANA, OVO, GoPay, and QRIS, we store transaction references needed to trace account activity, resolve disputes, and answer lawful requests. We do not ask you to treat wallet approval as proof that every service is available in your location; access depends on
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local law. If a term changes, we place the updated text on this Legal page and use your in-account message centre for account-specific messages, so you can check the wording before you continue.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.